Cash for Gold

Pawning or Selling Your Gold

With the high price of gold, now is the best time to turn all your unwanted gold jewelry into cash. Whether you want to sell your gold to us or simply use it to get a pawn loan, we’ll satisfy your cash for gold cravings and pay you top dollar. The best part about pawning your gold items is that you get the cash for gold you need, and you still get to keep the item.

The value of your gold can fluctuate daily, varying the amount of cash for gold you can receive. There are a few factors that we consider when appraising the value of your gold item:

  • The current market value of gold. This changes almost everyday.
  • The karat. Karat measures the purity of the gold, or rather, the amount of gold that your items contains versus other metals. For example, a 24 karat gold item is the purest and contains more gold than an item that is 14 karats.
  • The weight. We weigh your gold using government regulated and inspected scales. When every ounce counts, having an accurate scale is crucial. We use only the best.
  • The original value. Sometimes our customers have an item that is highly collectible, rare, or a vintage piece. In these cases, the item’s design, craftsmanship and collectible value is greater than the value of the gold alone. In such cases, we urge our customers not scrap the item but to sell it intact.

The Money Vault

2190 Queen City Ave
Cincinnati, Ohio 454214
513-834-5928

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Ohio Lic. PB.100631.000

The Money Vault

7764 Colerain Ave
Cincinnati, Ohio 45239
513-407-3252

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Ohio Lic. PB.100631.001

Kohn’s Loan Company

126 W. High St
Lima, Ohio 45801
419-224-1796

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Ohio Lic. PB.100162.000

The following disclosures are made in accordance with Google’s Advertising Policies for personal loans and credit.

  • Loans provided by The Money Vault or Kohn’s Loans Company do not require repayment, as they are collateral loans.
  • Since all loans are collateral based, there are no specific minimum or maximum loan repayment periods, as the customer can choose to forego repayment of the loan amount at any time without penalty.
  • There is no standard requirement (per Google’s personal loan advertising policy) to repay a loan within 60 days.

Credit history at the time of application, income, debt obligations, collateral and to the extent applicable, prior loan history with The Money Vault or Kohn’s Loan Company are considered in determining eligibility and terms. There is no down payment beyond surrendered collateral and there is never a prepayment penalty. Closing a loan is contingent upon your agreement to all of the terms and conditions of the loan agreement and contract. You may return at any time (to pick up your collateral item) within the loan term to repay the loan amount with agreed upon interest. Loans are subject to credit approval and normal underwriting standards. Minimum and maximum loan amounts, rates, fees, terms and collateral requirements are subject to specific guidelines and may change without notice. Annual Percentage Rates (APRs) is disclosed at the time of loan origination and is known to the customer prior to loan agreement. All loans are made under The Money Vault or Kohn’s Loans Company of Cincinnati and Lima Ohio. Available cash amounts may vary and collateral requirements apply. All loans are made in accordance with applicable Ohio laws.

Example: Using a 42 mo. installment contract, a loan of $4,500 with an interest rate of 29.00% and an APR of 33.10% (inclusive of allowable fees), you would make 42 mo. payments of $172. 

Money Vault and Kohn’s Loan Company are subject to the Tate Law – Section 4727.06 of the Ohio Pawnbrokers Act, Section 4727.06.  Details Here